Consumer Lending

Finance life’s big moments with flexible personal loans, credit lines, and secured options. All with clear terms, competitive rates, and fast, reliable access to funds.

Home Equity Line of Credit

Borrow against your home’s equity at competitive rates with flexible access for renovations, education, or ongoing expenses.

Overdraft Protection Line of Credit

Prevent checking-account overdrafts with an automatic credit line that activates when your balance is insufficient.

Auto Loan

Finance vehicle purchases with a streamlined application, competitive secured rates, with repayment programs tailored to your needs.

Personal Term Loan

Secure fixed-rate installment financing for major expenses or debt consolidation with clear repayment schedules and no surprise fees.

Demand Secured Loan

Meet immediate financial needs with a short-term, collateral-backed loan repayable on demand at competitive terms.

Your lending team at Five Rivers Bank.

Juan Oelofse

Executive Vice President

Chief Lending Officer

NMLS #2748075

(201) 994-4366

James Lawler

Vice President

Loan Officer

NMLS #2748073

(201) 942-2356

Sona K. Anand

Vice President

Director of Business Banking

NMLS #761218

(201) 994-4106

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